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Prepare for Open Enrollment on myOCPortal from October 1 - October 14, 2024. This is your chance to explore and adjust your benefits for the upcoming year. Review your current enrollments and make changes to your medical, dental, vision, disability, life, and spending/savings accounts. You can also update your covered dependents. Many plan costs remain the same, while offering the same or enhanced benefits!

Chart Your Course Wisely: Changes or corrections outside of Open Enrollment are only allowed within 60 days of a qualifying event, such as marriage or the birth of a child. Benefits selected during this period will be effective from January 1, 2025, through December 31, 2025.

Stay Informed: Visit our webpage frequently for updates and additional information before Open Enrollment begins. Some changes may require additional documentation, so please review all options, requirements, and deadlines carefully.

Important Reminder: Failure to submit required documentation will result in the applicable coverage being voided.

Start your journey today and make the best choices for your future!      Watch Open Enrollment Video

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Dates & Deadlines

Dates & Deadlines


Enrollment Window:
October 1, 2024, 12:00 a.m. - October 14, 2024, 11:59 p.m. EST

Dependent Verification Documentation Deadline:
October 28, 2024, 5:00 p.m. EST

The Standard Medical Underwriting Deadline:
October 28, 2024, 5:00 p.m. EST

Open your Health Savings Account (HSA):
October 28, 2024, 5:00 p.m. EST

What's Changing

What's Changing?


Health Plan Changes - Cigna

New Health Plan: OrangePrime Local (SureFit)

Effective January 01, 2025, Orange County will begin offering a new, third medical plan option. The OrangePrime Local -SureFit medical plan mirrors the coverage of the LDHP but with lower premiums, and a narrow strong network of providers. You must reside in the SureFit Service Area (Flagler, Orange, Osceola, Volusia, Seminole, Lake and portions of Polk, St. Lucie, Okeechobee, and Pasco County).

OrangePrime Plus (HDHP)

  • No premium increase for employees
  • Increased deductibles (per IRS requirements)
  • Deductible: $1,650 Individual/$3,300 Family
  • Out of pocket max: $3,000 Individual/$6,000 Family

Increased Employer Contribution to HSA (proration applies)

Tier 2024 ER Contribution 2025 ER Contribution
Employee Only Up to $750.00 Up to $1,000.00
Family Up to $1,250.00 Up to $1,550.00

OrangePrime (LDHP)

  • No premium increase for employees
  • Increased deductibles
  • Deductible: $1,500 Individual/$3,000 Family
  • Out of pocket max: $3,000 Individual/$6,000 Family

Medical Plan Comparison Chart

2025 Medical Plan Premiums

Dental:

  • No 2025 dental plan design changes
  • Dental premiums under High, Middle, and Low options are increasing slightly, beginning January 1, 2025

Please note: 2025 dental insurance carrier, coverage and rates are subject to change

Vision:

  • No changes to plan design
  • No premium increase for employees
  • Remember your network name: Superior Vision Network by MetLife

Spending Accounts:

  • Healthcare Spending Account (HSA) - $4,300 (individual) $8,550 (family)
  • Healthcare Flexible Spending Account (FSA) increased max. - $3,200
  • Dependent Care Spending Account (DCSA) - $5,000 (No change)
  • Limited Purpose FSA (LPFSA) increased maximum - $3,200

Life Insurance:

  • True Open Enrollment - No medical underwriting for elections up to $200K for Employees and $50K for Spouses

Disability Insurance:

  • No changes to plan or premium.

Please note: 2025 Life, AD&D, Disability insurance carrier, coverage and rates are subject to change.

Benefits Options

Benefits Options


2025 Employee Benefits Handbook

Health Plan Options

All County health plans include medical, prescription drug, behavioral health, and myOCWellness coverage or participation for those eligible.

New! OrangePrime Local (SureFit) medical plan -- Watch Video

This plan provides coverage exclusively within the AdventHealth network of providers and facilities. Due to its limited network, this plan offers lower premiums compared to the Counties two other medical options which comes with a broader coverage network.

The OrangePrime Local medical plan closely resembles the Low Deductible Health Plan (LDHP) in terms of benefits but comes with lower premiums. However, it maintains a restricted network of providers. To be eligible, you must reside within the SureFit Service Area encompassing Flagler, Orange, Osceola, Volusia, Seminole, Lake counties, and portions of Polk, St. Lucie, Okeechobee, and Pasco counties.

  • In-Network Coverage Only
  • Uses the Advent Health Physicians Network
  • Deductible - $1,500 Individual/$3,000 Family
  • OOP Max - $3,000 Individual/$6,000 Family
  • Primary Care Office Visit - $30 copay
  • Specialist - $50 copay
  • Urgent Care - $50 copay
  • Emergency - Deductible, then 20% coinsurance
  • Virtual Care - $10 copay

IMPORTANT PLAN INFORMATION

  • You MUST live within the SureFit Service Area of: Flagler, Orange, Osceola, Lake, Seminole, Volusia and some parts of Polk County.
  • Selection of a primary care physician (PCP) is required.
  • Referrals needed for specialists
  • Narrow (smaller) network of providers
  • Access to the entire Behavioral Health (BH) network including virtual programs and outside BH hospitals such as Orlando Health and HCA.
  • No out-of-network coverage, except for urgent and emergent issues.

OrangePrime Local (SureFit) Benefit Summary

Spending Accounts Eligible with OrangePrime Local (SureFit) Plan

  • Healthcare FSA (HCFSA)
  • Limited Purpose FSA (LPFSA)
  • Dependent Care FSA (DCSA)

Find In-Network Providers

Need Help choosing a medical plan or an in-network provider?
See the Cigna Easy Choice Tool tab.

OrangePrime Low Deductible Health Plan - LDHP

Open Access Plus (OAP) network plans make it easy to get quality, in-network care with access to a large, national network of providers. Plus, you have the option to choose a primary care provider to coordinate your care, but you are not required, and you don't need specialist referrals.

  • Deductible In Network - $1,500 Individual/$3,000 Family
  • Deductible Out of Network - $3,000 Individual/$6,000 Family
  • Out of Pocket Max In Network - $3,000 Individual/$6,000 Family
  • Out of Pocket Max Out of Network - $6,000 Individual/$12,000 Family
  • Cigna Open Access Plus Network
  • Primary Care Office Visit - $30
  • Specialist - $50
  • Urgent Care - $50
  • Emergency - Deductible, then 20% coinsurance
  • Virtual Care - $10

2025 OrangePrime LDHP Low Plan Benefit Summary

Spending Accounts Eligible with OrangePrime (LDHP) Plan

  • FSA
  • LPFSA
  • DCSA

Find In-Network OrangePrime (LDHP) Providers

Need Help choosing a medical plan or an in-network provider?

  • See Cigna Easy Choice Tool tab.

OrangePrime Plus High Deductible Health Plan - HDHP

A high-deductible health plan is health insurance plan with lower premiums but higher annual deductibles and out-of-pocket costs when you need care. Orange Counties HDHP is a preferred provider organization (PPO), the minimum deductible varies from year to year.

The IRS defines a 2025 HDHP as any plan with a deductible minimum of:

  • Deductible In Network - $1,650 Individual/$3,300 Family
  • Deductible Out of Network - $3,000 Individual/$6,000 Family
  • Out of Pocket Max In Network - $3,000 Individual/$6,000 Family
  • Out of Pocket Max Out of Network - $6,000 Individual/$12,000 Family
  • Cigna Open Access Plus Network
  • Primary Care Office Visit - Deductible, then $30
  • Specialist - Deductible, then $50
  • Urgent Care - Deductible, then 20% coinsurance
  • Emergency - Deductible, then 20% coinsurance
  • Virtual Care - Deductible, then $10

2025 OrangePrime Plus HDHP High Plan Benefit Summary

Spending Accounts Eligible with OrangePrime Plus election

  • HSA
  • LPFSA
  • DCSA

Find In-Network Providers

Need help choosing a medical plan or an in-network provider?
See Cigna Easy Choice Tool tab

2025 Open Enrollment Medical Plan Resources

Medical Plan Benefit Summaries

Medical Plan Comparison Chart

2025 Medical Plan Premiums

Cigna Website:  www.mycigna.com

Cigna Healthcare Customer Service:  1-800-244-6224

Orange County Government Cigna Onsite Representatives  OCRep@cigna.com

Dental Plan Options

Eligible Orange County employees and their dependents will be offered dental insurance coverage through one of three available plans during the 2025 year's Open Enrollment period. Three dental plans will be available to Orange County employees and their dependents for the upcoming plan year.

Dental Plan Benefits

High Plan - This plan includes lower out of pocket costs and child orthodontia

  • Deductible --- $50 ind./$150 family
  • Annual Max --- $1,500 per calendar year
  • Progressive Max --- $250 per year up to $2,250
  • Preventative --- 100%, no deductible
  • Basic Services --- You pay 20%
  • Major Services --- You pay 50%
  • Orthodontia --- You pay 50%, no deductible. Lifetime limit of $1,000 Coverage for eligible children only up to age 19; Adults not covered; 15% discount from select network orthodontists

Middle Plan - This is a traditional PPO Dental plan that includes child orthodontia

  • Deductible --- $50 ind./$150 family
  • Annual Max --- $1,000 per calendar year
  • Progressive Max --- $250 per year up to $1,750
  • Preventative --- 100%, no deductible
  • Basic Services --- You pay 30%
  • Major Services --- You pay 60%
  • Orthodontia --- You pay 60%, no deductible. Lifetime limit of $1,000 Coverage for eligible children only up to age 19; Adults not covered; 15% discount from select network orthodontists

Low Plan - This plan has the lowest premiums. Note that orthodontia is not covered.

  • Deductible --- $50 ind./$150 family
  • Annual Max --- $1,000 per calendar year
  • Progressive Max --- $250 per year up to $1,750
  • Preventative --- 100%, no deductible
  • Basic Services --- You pay 40%
  • Major Services --- You pay 70%
  • Orthodontia --- Not covered; 15% discount from select network orthodontists is available

Please note: 2025 Dental insurance carrier, coverage and rates are subject to change.

Open Enrollment Dental Plan Resources

2025 Dental Plan Premiums - (Coming soon)

Dental Comparison Chart

2025 Dental Benefits for Active Employees (Coming soon)

Cigna Website: www.mycigna.com

Cigna Healthcare Customer Service: 1-800-244-6224

Orange County Government Cigna Onsite Representatives: OCRep@cigna.com

Vision Plan Option

The vision plan is remaining the same for the 2025 plan year. The plan allows for frames every 2 years. Lenses, including contact lenses, are allowed every year. Don't forget your annual eye exam! An annual exam will only cost you $5.00 at an in-network provider. Completing an exam is one of the easiest and best ways to maintain overall good eye health.

Vision Plan Benefits

Plan Frequencies

  • Exams every 12 months
  • Lenses every 12 months
  • Frames every 24 months
  • Contacts every 12 months

In-Network copayments

  • Vision Examination: $5
  • Materials: $15
  • Standard Progressive Lenses: $15
  • Tiers 1-3 Progressive Lenses: $110-$225
  • Frames $175-$200 allowance
  • Contacts $175 allowance

Open Enrollment Resources

Your Network: MetLife Superior Vision Network

MetLife Customer Service Phone: 1-833-393-5433

Orange County Employee MetLife Microsite: OCBOCC MetLife Microsite

2025 Spending Accounts Options

Healthcare Spending Account (HSA) - HSAs offer a way to save and invest for healthcare spending. You can use your health savings account funds for various qualified medical, dental and vision expenses, including deductibles, copayments, and prescriptions.

  • Annual Election Maximum - $4,300 (individual) $8,550 (family)
  • For those 55 and older, by the end of the calendar year, there is an additional catch-up contribution. (This allows you contribute even more towards healthcare savings, which can be helpful as healthcare expenses often increase with age.) Right now, the HSA catch-up contribution is $1,000.

2025 Employer Contribution to HSA

Tier 2024 ER Contribution 2025 ER Contribution
Employee Only Up to $750.00 Up to $1,000.00
Family Up to $1,250.00 Up to $1,550.00

HSA Eligible Expenses

https://www.hsabank.com/HSABank/Learning-Center/IRS-qualified-medical-expenses

Healthcare Flexible Spending Account (FSA) - A healthcare flexible spending account (FSA) allows those without access to a Health Savings Account (HSA) to put aside pretax dollars to use for qualified medical, dental and vision expenses throughout the year. The funds must be used, or they will expire after the grace period. Be sure to plan accordingly.

  • Annual Election Maximum - $3,200

FSA Eligible Expense List: https://www.chard-snyder.com/benefits/flexible-spending-account-fsa/healthcare-eligible-expenses/

Dependent Care Spending Account (DCSA) - A dependent care account (DCSA) allows you to put aside pre-tax dollars for eligible childcare and adult care expenses such as day care, summer camp or in home caregivers for an aging parent. The funds must be used, or they will expire after the grace period. Be sure to plan accordingly.

Annual Election Maximum - $5,000 (No change from 2024)

DCSA Eligible Expense List: https://www.chard-snyder.com/benefits/flexible-spending-account-fsa/dependent-daycare-eligible-expenses/.

ChardSnyder Spending Account Videos

Limited Purpose FSA (LPFSA) - A limited purpose FSA (LPFSA) can be used in conjunction with a Health Savings Account (HSA) on a pre-tax basis for qualified dental and vision expenses only. The funds must be used, or they will expire after the grace period. Be sure to plan accordingly.

  • Annual Election Maximum - $3,200

LPFSA Eligible Expenses

LPFSA Eligible Expense List: https://www.chard-snyder.com/benefits/flexible-spending-account-fsa/healthcare-eligible-expenses/

Tax Savings Calculator: Tax-Savings Calculator | Chard Snyder (chard-snyder.com)

Reference Guides

Chard Snyder Customer Service Phone: 1-800-982-7715

Chard Snyder Website: www.chard-snyder.com

Life Insurance

Orange County offers four options of Group Life Insurance coverage all benefits-eligible employees: Basic Employee Life with Accidental Death and Dismemberment (AD&D) Insurance, Additional Employee Life with AD&D Insurance, Spouse Life with AD&D Insurance, and Child Life, through The Standard.

2025 Changes: Denied underwriting in the past? New for OE 2025 if you or your spouse has been previously denied medical underwriting (MU), you can re-apply. You can elect up to Guaranteed Issue (GI) amount without underwriting.

Basic Life with AD&D Insurance

  • 100% Employer Paid
  • Equals to your annual base pay, rounded up to the next multiple of $1,000, to a maximum of $200,000.
  • Basic Life Includes:
    • Travel Assistance
    • Life Services Toolkit
      • Estate-Planning Assistance
      • Health and Wellness
      • Funeral Arrangements
      • Identity Theft Prevention
      • Additional Services and Resources are available to Beneficiaries (see flyer for more details). Note: Add Link the flyer
      • www.standard.com/mytoolkit Username = "assurance".
  • AD&D Insurance Includes:
    • Seat Belt Benefit (This only applies to the Employee)
    • Air Bag Benefit (This only applies to the Employee)
    • Child Care Benefit (This only applies to the Employee)
    • Career Adjustment Benefit (This only applies to the Employee)
    • Higher Education Benefit (This only applies to the Employee)
    • Occupational Assault Benefit (This only applies to the Employee)
    • Public Transportation benefit

Additional Employee Life and AD&D Insurance

Eligible employees may apply for Additional Life insurance in increments of $10,000, up to five times their annual base pay, but not to exceed $300,000. Included with Additional Employee Life is AD&D Insurance, which provides a benefit that equals twice the amount of Additional Life Insurance elected.

Spouse Life and AD&D Insurance

Employees can purchase life insurance for spouses in increments of $10,000 up to $250,000, not to exceed the total amount of the Employee's combined Basic and Additional Life Insurance. Included with Spouse Life is AD&D Insurance, which provides a benefit that equals twice the amount of life insurance elected for the employee's spouse. (Please note: Employees earning less than $20,000, who do not elect Additional Employee Life coverage, may purchase increments of $5,000 up to $20,000 of spouse life coverage.)

Employee & Spouse Life and AD&D Insurance Premiums

Child Life Insurance

Employees can purchase Dependent Life insurance for their eligible dependent children. All eligible children will be insured for the same amount. Parents who both work for Orange County may only cover their children under one parent. The coverage options for Child Life Insurance are $5,000 and $10,000 but cannot exceed 100% of the total amount of the Employee Basic and Additional Life Insurance.

Eligibility for child life insurance:

  • Unmarried children from live birth through age 25
  • Unmarried stepchildren and the child of your spouse through age 25 if living with you
  • Unmarried disabled children
  • Grandchildren cannot be covered by child dependent life insurance

Child Life Insurance Premiums

Disability Insurance: The Standard Insurance Company is Orange County's provider for Long-Term Disability (LTD) and Short-Term Disability (STD) coverage.

Long-Term Disability (LTD)

The County provides this benefit at no cost to you. The LTD plan pays an amount equal to 60% of your salary to a monthly maximum of $10,000 (reduced by Deductible Income) upon completion of a 180-day waiting period. Since LTD premiums are paid by the County, the LTD benefits paid employees are considered taxable.

Short-Term Disability (STD)

Employees have the option of enrolling in and paying premiums for an STD plan. The STD plan pays employees an amount up to 60% of their pre-disability salary to a weekly maximum of $2,500 (reduced by Deductible Income - see definition of deductible income above). STD premiums are deducted from employee pay after taxes, so STD benefits paid to employees are non-taxable.

Benefit Waiting Period

120 day wait
90 day wait
60 day wait
30 day wait
15 day wait

Maximum Benefit Period

9 weeks
13 weeks
18 weeks
22 weeks
24 weeks

Short-Term Disability Premium Contribution Chart

Formula for calculating Short-Term Disability bi-weekly premium:

  1. Divide your gross annual salary by 52 (this gives you your weekly gross salary).
  2. Multiply your gross weekly salary by 60%.
  3. Divide that number by 10.
  4. Multiply that number by the rate shown above for the STD waiting period you selected to get your bi-weekly premium.

The Standard Resources

Dependents

Dependents


Eligible Dependents: Click here for eligible dependent information.

Dependent Documentation: 2025 OE Dependent Documentation Requirements

Is your child eligible for County life insurance?

Your child must meet the following requirements:

  • Unmarried children from live birth through age 25
  • Unmarried stepchildren and the child of your spouse through age 25 if living with you
  • Unmarried disabled children
  • Grandchildren cannot be covered by child dependent life insurance

If you have added a dependent to one or more plans, you may be required to upload documentation to HR by October 28, 2024 at 5 PM.

SUBMIT HERE: https://bit.ly/3oCN6NA

  • Initial Enrollment: If dependent is being added to County healthcare coverage for the first time, then dependent documentation is required.
  • Dependent Child (biological, adopted/custodial, or grandchild): If dependent child has ever been covered on one or more healthcare plans (medical, dental, or vision), and is being added to another healthcare plan, additional documentation is not required.
  • Spouse/Stepchild: If dependent spouse or stepchild has been covered on one or more healthcare plans (medical, dental, or vision) within the last five (5) years, and is being added to another healthcare plan, additional documentation is not required.
Cigna Easy Choice Tool

Cigna Easy Choice Tool


The Cigna Easy Choice Tool is designed to help you choose the best Cigna medical plan for you. It's easy to install and use. Here's how it works:

  1. Answer a few simple questions about:
    • You and your family
    • Your healthcare needs
    • Any specific providers you want to ensure are in-network
  2. Get a customized comparison of medical plans based on your answers.
  3. Print, save, or email a handy checklist to use when you enroll.

Website: https://decisionsupport.cigna.com

Easy Choice Tool User Guide

Use this Easy Choice Tool Decision Support Worksheet.

  • Access Code for Active Employees: X4RH9FWT
    (access code is required to get started)
Benefit Presentations

Benefits Presentations


This year, we're offering Open Enrollment Webinars both remotely and in person. Join us to navigate your benefits journey with ease!

Sessions: Representatives from the Human Resources Benefits team and our network providers will be available to guide you.

Remote Access: Can't make it in person? No worries! Remote sessions will be recorded and available for replay. Get ready to embark on your benefits journey and make the best choices for you and your family.

9/12/2024, 1:00 - 2:00pm: Life Insurance and AD&D
Watch Now

9/13/2024, 10:00am: 2025 Dependent Documentation Requirements
Watch Now

9/22/2024, 12:00 - 1:00pm: Flexible Spending Accounts (Remote)

9/23/2024, 11:30am: 2025 Dependent Documentation Requirements
Watch Now

9/23/2024, 11:30am - 12:30pm: Embark on your 2025 Health Journey (Remote)

9/27/2024, 2:00pm - 4:30pm: 2025 Open Enrollment Overview
Watch Now

9/30/2024, 12:30 - 1:30pm: Medical/RX, Dental, HSA (Remote)
Register Now

9/30/2024 - CIGNA 2025 Open Enrollment Presentation
Watch Now

10/01/2024, 10:00am - 11:00am: 2025 Open Enrollment: Click it, to SUBMIT it! (Remote)
Register Now

10/01/2024, 1:00pm - 2:00pm: 2025 Open Enrollment: Click it, to SUBMIT it! (Remote)
Register Now

10/02/2024, 11:00am - 1:30pm: 2025 Open Enrollment Overview (Remote)
Register Now

10/03/2024, 9:30am - 11:30pm: In-Person - 2025 Open Enrollment Overview - Public Works
Public Works Complex, Building 2 4200 S John Young Parkway Orlando, FL 32839

10/03/2024, 1:45 - 3:15pm: In-Person - 2025 Open Enrollment Overview - Fleet Management
4400 Vineland Road, Orlando, FL 32811

10/04/2024, 9:30 - 11:30am: In-Person - 2025 Open Enrollment Overview - PEDS
201 S. Rosalind Avenue, 1st Floor, Orlando 32801

10/04/2024, 2:00 - 4:00pm: In-Person - 2025 Open Enrollment Overview - Facilities Management
2010 E Michigan Street, Orlando, FL 32806

10/04/2024, 2:00 - 4:00pm: Medical/RX, Dental, HSA (Remote) (Coming soon)

10/05/2024, 12:00 - 1:00pm: MetLife Vision (Remote) (Coming soon)

10/07/2024, 9:30 - 11:30am: In-Person - 2025 Open Enrollment Overview - Facilities Management
2010 E Michigan Street, Orlando, FL 32806

10/07/2024, 2:00 - 4:00pm: In-Person - 2025 Open Enrollment Overview - Facilities Management
2010 E Michigan Street, Orlando, FL 32806

10/07/2024, 12:00 - 1:00pm: MetLife - 2025 Orange County Vision Open Enrollment: A closer look at your 2025 MetLife Vision Plan options.
Register Now

10/08/2024, 1:00 - 2:00pm: The Standard - 2025 Open Enrollment Overview (Remote)
Register Now

10/09/2024, 11:00am - 12:00pm: Saving Money with a Flexible Spending Account (FSA) (Remote)
Register Now

10/09/2024, 2:00 - 4:30pm: 2025 Open Enrollment Overview (Remote)
Register Now

10/15/2024, 1:00 - 2:00pm: The Standard – Evidence of Insurability, Age Reductions and when they apply?
Register Now

Need Help?

Need Help?


myOCHR
407-836-5661
HumanResources@ocfl.net

HR Benefits
Benefits@ocfl.net

HR Wellness
Wellness@ocfl.net

Cigna Onsite Reps (Medical/RX, Dental, HSA)
OCRep@cigna.com
Michael Bradley: 407-403-8108
Ariel Burrage: 407-795-1110

The Standard Rep (Life & Disability)
oclifeanddisability@standard.com
Donna McCann: 971-321-7429

Post Enrollment Reminders

Post Enrollment Reminders


Dependent Documentation Deadline:
October 28, 2024, 5:00 p.m. EST

If you added a new dependent to medical, dental, or vision you may be required to submit documentation.

  • Details can be found in the Dependents tab on this webpage.
  • Details can also be found in your 2025 Employee Benefits Handbook, click here.
  • Contact myOCHR at 407-836-5661 if you are unsure.
  • Upload your documentation to http://bit.ly/3oCN6NA.
  • If you miss this deadline, your dependent(s) will be removed from your election(s).

Medical Underwriting Deadline:
October 28, 2024, 5:00 p.m. EST

If you have increased your life or disability benefits, you may be required to submit medical underwriting.

  • Details can be found in your 2025 Employee Benefits Handbook.
  • Contact myOCHR if you are unsure.
  • Upload your documentation to https://bit.ly/3Qabp0T.
  • If you miss this deadline, your dependent(s) will be removed from your election(s).

Open your Health Savings Account (HSA):
October 28, 2024, 5:00 p.m. EST

  • Ensure that your HSA is open and active.
  • If it is not open and active at the time of funding, you will receive your employer funding ($1,000/$1,550) into your paycheck minus applicable taxes.
  • For more information on setting up your HSA, click here.
Retirees

Retirees


2025 Orange County Government
Retiree Open Enrollment

Welcome, and thank you for visiting the Orange County Government Retiree Open Enrollment webpage. The information on this page is for the County's retirees and eligible dependents. If you are a current employee, please view the Active Employee Open Enrollment webpage tab.

It's Open Enrollment time. This is your chance to explore your retiree benefits options and adjust your benefits elections for the upcoming year. You'll have the opportunity to review your current enrollments and make changes to your medical, dental and/or vision plans for 2025.

Start your journey today and make the best choices for your future!

DATES AND DEADLINES

Retiree Open Enrollment:
November 1, 2024, 12:00 a.m. - November 14, 2024, 11:59 p.m. EST

Enrollment:

Assistance:

  • Contact Chard-Snyder for enrollment assistance 888-993-4646 or benefitsupport@wexinc.com
  • Contact Cigna for assistance understanding your medical & dental plan options at: 407-403-8108, 407-795-1110,
    or OCRep@cigna.com

2025 Retiree Benefit Handbook

Retiree Webinars

Retiree Webinars


Webinar: October 17, 2024 --- 12:00 p.m.
Presenter: Cigna
Title: Cigna, Medicare and Orange County
Description: A 2025 Cigna Medical & Dental Plan Preview
Register here: https://glbmeet.webex.com/weblink/register/r7eb197cd3ce3d36de1a9608462fe15c6


In-Person Meeting: October 31, 2024 --- 1:00 p.m.
Location: Holden Heights Community Center
1201 20th St, Orlando, FL 32805
Presenter: HR Benefits & Wellness, Cigna - OrangePrime, Cigna - Medicare MetLife, ChardSnyder
Title: 2025 Orange County Retiree Open Enrollment Session
Description: Please join a live Retiree Open Enrollment webinar featuring, the HR Benefits Team along with County's dedicated team of insurance vendor partners for an overview of the 2025 retiree benefit offerings and open enrollment process for eligible Orange County retirees. The webinar will approximately be 1 hour 30 minutes in length and will allow for a live chat feature to answer your questions.


Webinar: November 7, 2024 --- 1:00 p.m. - 2:30 p.m.
Presenter: HR Benefits & Wellness, Cigna - OrangePrime, Cigna - Medicare MetLife, ChardSnyder
Title: 2025 Orange County Retiree Open Enrollment Session
Description: Please join a live Retiree Open Enrollment webinar featuring, the HR Benefits Team along with County's dedicated team of insurance vendor partners for an overview of the 2025 retiree benefit offerings and open enrollment process for eligible Orange County retirees. The webinar will approximately be 1 hour 30 minutes in length and will allow for a live chat feature to answer your questions.
Register here: https://ocfl.webex.com/weblink/register/r3e46be467bab245b3f806f6249ea84a4

Retiree Cigna Easy Choice Tool

Retiree Cigna Easy Choice Tool


The Cigna Easy Choice Tool is designed to help you choose the best Cigna medical plan for you. It's easy to install and use. Here's how it works:

  1. Answer a few simple questions about:
    • You and your family
    • Your healthcare needs
    • Any specific providers you want to ensure are in-network
  2. Get a customized comparison of medical plans based on your answers.
  3. Print, save, or email a handy checklist to use when you enroll.

Website: https://decisionsupport.cigna.com

Easy Choice Tool User Guide

Use this Easy Choice Tool Decision Support worksheet

Retired Employees need to use this access code below to get started:
Retiree Access Code: PUHSQTXC