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Design Your Best Year Yet—Choose Your 2026 Benefits Today!

Get Ready to Shape Your 2026 Benefits!
Open Enrollment on myOCPortal runs from October 1 – October 14, 2025. This is your opportunity to explore, compare, and adjust your benefits for the year ahead. Review your current elections, update your dependents, and make the most of your options for medical, dental, vision, disability, life, and spending/savings accounts. If you participate or wish to participate in any of the spending/savings accounts, you will need to make an election amount. All plan costs remain unchanged—while still delivering the same or enhanced benefits!

Don't forget:
Dependent Documentation is due by October 28th, be sure to review the Post Enrollment Tile below for additional information.

Make Every Choice Count:
Outside of Open Enrollment, changes are only allowed within 60 days of a qualifying life event (such as marriage or the birth of a child). The elections you make now will guide your coverage from January 1 – December 31, 2026.

Stay in the Know:
Visit our webpage regularly for updates, tools, and reminders. Some choices may require additional documentation, so be sure to review all options and deadlines carefully. Missing documentation could result in loss of coverage.

Your Future, Your Benefits:
Take control of your journey today, make confident choices that support your health, security, and future in 2026!

Click here to see the 2026 Benefits Overview

Click here to see the 2026 Roadshow Overview

Click here to watch the 2026 Open Enrollment Overview

Start your journey today and make the best choices for your future!

To learn more, please select a topic above.
What's Changing

What's Changing?


Orange PrimePlus – High-Deductible Health Plan

  • Increased deductibles
    • Individual Deductible - $1,700
    • Family Deductible - $3,400

  • 2026 HSA Contribution Limits:
    • Individual Contribution - $4,400
    • Family Contribution - $8,750

  • Increase in Dependent Care Spending Account Limit
    • $7,500

  • MDLive
    • $10 copay – no deductible
Benefits Options

Benefits Options


Medical and Dental Cigna Website: www.mycigna.com
Cigna Healthcare Customer Service: 1-800-244-6224
Orange County Government Cigna Onsite Representatives: OCRep@cigna.com

Benefits Options

Health Plan Options

All County health plans include medical, prescription drug, behavioral health, and myOCWellness coverage or participation for those eligible.

OrangePrime Local (SureFit) - Watch Video

OrangePrime Low-Deductible Health Plan – LDHP

OrangePrime Plus High-Deductible Health Plan – HDHP

Medical Plan Comparison Chart

2026 Medical Plan Premiums


3 Dental Plan Options

2026 Dental Plan Premiums


Vision Network: MetLife Superior Vision Network
MetLife Customer Service Phone: 1-833-393-5433
Orange County Employee MetLife: OCBOCC MetLife

Vision Plan Information


Chard Snyder Customer Service Phone: 1-800-982-7715
Chard Snyder Website: www.chard-snyder.com

2026 Spending Account Options

  • Healthcare Spending Account (HSA)
    • HSAs offer a way to save and invest for healthcare spending. You can use your health savings account funds for various qualified medical, dental and vision expenses, including deductibles, copayments, and prescriptions.
  • Dependent Care Spending Account (DCSA)
    • A dependent care account (DCSA) allows you to put aside pre-tax dollars for eligible childcare and adult care expenses such as day care, summer camp or in home caregivers for an aging parent. The funds must be used, or they will expire after the grace period. Be sure to plan accordingly.
  • Healthcare Flexible Spending Account (FSA)
    • A healthcare flexible spending account (FSA) allows those without access to a Health Savings Account (HSA) to put aside pretax dollars to use for qualified medical, dental and vision expenses throughout the year. The funds must be used, or they will expire after the grace period. Be sure to plan accordingly.
  • Limited Purpose FSA (LPFSA)
    • A limited purpose FSA (LPFSA) can be used in conjunction with a Health Savings Account (HSA) on a pre-tax basis for qualified dental and vision expenses only. The funds must be used, or they will expire after the grace period. Be sure to plan accordingly.

ChardSnyder


The Standard
Toolkit: www.standard.com/mytoolkit Username = "assurance"
The Standard Resources

Life Insurance and AD&D

Cigna Easy Choice Tool

Cigna Easy Choice Tool


The Cigna Easy Choice Tool is designed to help you choose the best Cigna medical plan for you. It's easy to install and use. Here's how it works:

  1. Answer a few simple questions about:
    • You and your family
    • Your healthcare needs
    • Any specific providers you want to ensure are in-network
  2. Get a customized comparison of medical plans based on your answers.
  3. Print, save, or email a handy checklist to use when you enroll.

Website: https://decisionsupport.cigna.com

Easy Choice Tool User Guide

Use this Easy Choice Tool Decision Support Worksheet.

  • Access Code for Active Employees: 24X3L9UK
    (access code is required to get started)
Cigna Easy Choice Tool QR Code
Benefit Presentations

Benefits Presentations and Enrollment Support Sessions


Date: 09/30/2025
10:00 AM – 11:00 AM
Open Enrollment Overview (Virtual)
Register Here

Date: 09/30/2025
3:00 PM – 4:00 PM
Open Enrollment Overview (Virtual)
Register Here

Date: 10/01/2025
9:00 AM – 12:00 PM
Utilities - 5901 Young Pine Road, Orlando, FL 32829
Open Enrollment Assistance and Overview (In-Person)

Date: 10/02/2025
2:00 PM – 4:00 PM
Fire Rescue – 4412 Fairview Ave
Open Enrollment Assistance and Overview (In-Person)

Date: 10/03/2025
11:00 AM – 2:00 PM
County Administration – 201 S. Rosalind Ave. Room 105
Open Enrollment Assistance at Wellness Flu Shot Event (In-Person)

Date: 10/06/2025
1:00 PM – 3:00 PM
Fire Rescue – 1700 W. Oak Ridge Road
Open Enrollment Assistance and Overview (In-Person)

Date: 10/07/2025
10:00 AM – 11:00 AM
Open Enrollment Overview (Virtual)
Register Here

Date: 10/07/2025
11:00 AM – 1:00 PM
Fire Rescue – 6590 Amory Court, Winter Park
Open Enrollment Assistance and Overview (In-Person)

Date: 10/07/2025
1:00 PM – 3:00 PM
Fleet Management – 4400 Vineland Rd. 32811
Open Enrollment Assistance and Overview (In-Person)

Date: 10/07/2025
3:00 PM – 4:00 PM
Open Enrollment Overview (Virtual)
Register Here

Date: 10/08/2025
9:00 AM – 11:00 AM
Facilities Management – 2010 Michigan St. 32805
Open Enrollment Assistance and Overview (In-Person)

Date: 10/09/2025
12:00 PM – 3:00 PM
Utilities - 9150 Curry Ford Rd, Orlando, FL 32825
Open Enrollment Assistance and Overview at Wellness Flu Shot Event (In-Person)

Date: 10/10/2025
10:00 AM – 1:00 PM
Utilities - 9150 Curry Ford Rd, Orlando, FL 32825
Open Enrollment Assistance and Overview at Wellness Flu Shot Event (In-Person)

Date: 10/10/2025
2:00 PM – 4:00 PM
Facilities Management – 2010 Michigan St. 32805
Open Enrollment Assistance and Overview (In-Person)

Date: 10/13/2025
9:00 AM – 11:00 AM
Fire Rescue – 7435 Winter Garden Vineland Rd., Windemere
Open Enrollment Assistance and Overview (In-Person)

Post Enrollment Reminders

Post Enrollment Reminders


Dependent Verification Documentation Deadline:

  • October 28, 2025, 11:59 p.m. EST
  • Please click on this link to determine what documentation is needed if adding dependents.
  • Please upload your applicable dependent documentation to our secure Box.com folder.

The Standard Medical Underwriting Deadline:

  • November 30, 2025, 11:59 p.m. EST

Open your Health Savings Account (HSA) by:

Retirees

Retirees


2026 Orange County Government
Retiree Open Enrollment

Welcome, and thank you for visiting the Orange County Government Retiree Open Enrollment webpage. The information on this page is for the County's retirees and eligible dependents. If you are a current employee, please view the Active Employee Open Enrollment webpage tab.

It's Open Enrollment time. This is your chance to explore your retiree benefits options and adjust your benefits elections for the upcoming year. You'll have the opportunity to review your current enrollments and make changes to your medical, dental and/or vision plans for 2026.

Start your journey today and make the best choices for your future!

DATES AND DEADLINES

Retiree Open Enrollment:
November 1, 2025, 12:00 a.m. - November 14, 2025, 11:59 p.m. EST

Enrollment:

Assistance:

  • Contact Chard-Snyder for enrollment assistance 888-993-4646 or benefitsupport@wexinc.com
  • Contact Cigna for assistance understanding your medical & dental plan options at: 407-403-8108, 407-795-1110,
    or OCRep@cigna.com